Privacy Policy

​

Effective Date: 01/10/2025​​​

1. Introduction
This Privacy Policy explains how Credit Repair Automate ("we," "us," or "our") collects, uses, stores, and protects your personal information. By accessing or using our platform, you agree to the practices described in this policy.

​

2. Information We Collect
We collect only the information necessary to provide you with access to our platform and its features, including:

• Contact information (e.g., full name, email address, and residential address)

• Identification details (e.g., date of birth and the last four digits of your Social Security Number)

• Uploaded identity verification documents (such as documents that may be used to verify identity or proof of address, as required by credit bureaus or creditors)

This information is required to generate accurate and compliant dispute letters.

​

3. How We Use Your Information
We use your information solely for the following purposes:

• Creating and managing your user account

• Generating dispute letters based on your credit report and personal data

• Storing your information securely while your account remains active

• Sending platform-related notifications and support messages

• Ensuring compliance with applicable dispute processes and verification standards

We do not provide legal advice or submit disputes on your behalf.

​

4. How Your Information is Stored
Your information is stored securely on U.S.-based cloud infrastructure using encryption and industry-standard security protocols. Access is limited to authorized personnel and is protected by layered safeguards.

We do not collect or store any payment information. All payments for third-party services (such as credit monitoring or document mailing) are made directly to those service providers.

​

5. Third-Party Services
We integrate with trusted third-party providers to deliver key platform functionality:

• SmartCredit® – For accessing your credit report

• DocuSend – For optional mailing of your dispute letters

When you use these services, you interact directly with their platforms and are subject to their terms and privacy policies. We do not transmit your personal data to these providers without your explicit consent.

​

6. No Selling or Sharing of Personal Data
We do not sell, rent, or share your personal information with any third party for advertising or marketing purposes. Any third-party relationships are referral-based and user-initiated. We do not provide your personal information to any partner unless you authorize it.

​

7. Data Retention and Account Deletion
We retain your data only for as long as your account is active. If you request to delete your account, we will permanently delete all associated data and documents after verifying your identity.

To request deletion, contact us at: support@creditrepairautomate.com

​

8. Your Rights and Choices
You have the right to:

• Access and review the personal data we have collected about you

• Update or correct your personal information

• Request permanent deletion of your account and data

• Withdraw consent to specific platform features, where applicable

You may exercise these rights by contacting us at the email listed above.

​

9. Children’s Privacy
This platform is not intended for use by anyone under the age of 18. We do not knowingly collect or store information from individuals under 18 years of age.

​

10. Security
We take reasonable administrative, technical, and physical measures to protect your personal data from unauthorized access, loss, or misuse. While no method of data storage or transmission can be guaranteed 100% secure, we continuously update our practices to align with industry standards.

​

11. Updates to This Policy
We may update this Privacy Policy to reflect changes in legal requirements or platform functionality. If material changes are made, we will notify users via email or in-app notification. Continued use of the platform after such updates constitutes your acceptance of the revised policy.

​

12. Contact Us
If you have questions about this Privacy Policy or need to exercise your data rights, contact us at:

Credit Repair Automate
Visionary Strategic Solutions LLC
706 A Ave
National City, CA 91950
support@creditrepairautomate.com

​

13. Cookies and Tracking Technologies
We may use cookies or similar technologies to support essential features such as secure logins and platform functionality. These cookies do not collect personal information and are not used for marketing or tracking across other websites.

By continuing to use the platform, you consent to the use of these essential cookies. You may disable cookies via your browser settings, but doing so may limit functionality.